EDUCATIONAL MISSION

Our mission is educational.  We do not sell financial products or services. We simply teach the Average Joe a hands-on process to let them do what they want with their lives instead of what they have to do to pay the bills

The Momentum of Money

This three step process starts with simple, achievable "baby steps" of progress.  By getting the momentum of money working for them, the Average Joe is able to create over $1 million in wealth using money they already have.

Upcoming Classes - Call Number Listed to Register!

4-16-09 - Chaska - 952-556-6220

4-21-09 - Lakeville - 952-232-2150

4-23-09 - Forest Lake - 651-982-8334

4-29-09 - Anoka - 763-506-1288

What We DO NOT Teach

NO Get Rich Quick Schemes

Sure we encourage people to find ways to make extra money.  But when your income has gone up in the past, has the extra money gone directly towards your financial goals?  Chasing extra income is usually a waste of time until you have a plan for how you will use it.

NO Budgets

Saving money on spending is wonderful, and it increases cash flow.  But if you feel you are depriving yourself, a budget becomes a starvation diet.  It works for a while but then you binge in another area.  And that money you save...do you still have it at the end of the month?

Theory Into Reality

Much of what we teach may sound familiar.  It is common-sense theory that many popular financial "gurus" dispense.  What makes the Average Joe Money Show different is we help you turn the theory into reality.

How it Works

Phase 1 - Cash Flow

The first step to financial freedom is positive cash flow.  For the Average Joe to make any progress you must first end the month with a little money left over. 

There are only two ways to increase cash flow.

1) Make more money

2) Spend less money

With as little as $97/week, the Average Joe can achieve financial freedom if they continue to build the Momentum of Money.

Phase 2 - Debt Elimination

Yes, many have heard this before but Average Joes haven't been given a clear picture of how debt impacts their financial future.  According to Economy.com, since 1990:

Income has risen 11%

Spending has risen 30%...therefore

Debt has risen 80%

The Average Joe can get completely debt free, including their mortgage, in 7 years and 11 months...why would you want to be debt free?  So you can save and invest what you really need in Phase 3

Phase 3 - Maximize Investments

Most people know they need to save and invest for the future.  But despite their best intentions, Average Joes are not able to put away the $1997 they need to save each month for their future.

But first conquering cash flow, and then getting completely debt free, the Average Joe can maximize the amount of money they put in investments.

In Phase 3, the Average Joe builds over $1 million in wealth using the same time and money that would otherwise go to debt payments!